The Ownership Structure
H.I.G. Capital announced on November 12, 2025 that one of its affiliates had invested in Rely Home, a nationwide home warranty provider. According to the announcement, Rely operates under three brands: Choice Home Warranty, Home Warranty of America and Home Service Club, and serves all 50 states. The announcement says Rely's founder, Victor Hakim, and its senior management continue to run the business and keep a significant ownership stake.
A third-party database reports that Choice Home Warranty acquired Home Warranty of America in February 2022. That is why HWA is listed in our data as part of the Choice group.
What This Does and Does Not Tell You
- It is an investment, not a takeover announcement. The founder and management remain in place, so the day-to-day operator is unchanged.
- It says nothing about claim practices. Ownership structure is not evidence of how claims are decided. Judge a plan by its contract, its HVAC cap and its complaint and enforcement record.
- It is recent. Events before November 2025, including the Arizona lawsuit that began in 2019, happened before this investment and should not be attributed to it.
The Two Plans Side by Side
| Measure | Choice Home Warranty | Home Warranty of America |
|---|---|---|
| Monthly price | ~$49-$58/mo | from ~$48.33/mo |
| HVAC cap | $3,000 combined | $5,000/unit |
| Our score | 5.6/10 | 5.9/10 |
The Arizona Attorney General's 2026 settlement named Choice Home Warranty only; see the full summary.
If You Are Shopping
Treat Choice and HWA as one company family when you compare quotes, and compare them against companies with different caps and fee structures in the company comparer. Our methodology explains how the scores are built.