Old Republic Home Protection vs. ARW Home (2026)
Side-by-side comparison of Old Republic Home Protection and ARW Home: pricing, HVAC caps, BBB ratings, and an honest verdict.
Key Metrics Comparison
| Metric | Old Republic Home Protection | ARW Home |
|---|---|---|
| Overall Score | 8.2/10 | 5.5/10 |
| BBB Rating | A+ | B- |
| Trustpilot | 3.8/5 | 2.4/5 |
| 3-Year Complaints | 980 | 2,800 |
| Monthly Price | $32-$52 | $39.99-$64.99 |
| Service Fees | $75/$100 | $55/$75 |
| HVAC Cap | $6,500 | $2,000 |
| States Served | 28 | 49 |
Old Republic Home Protection
Backed by a $12B insurance holding company with the industry's highest HVAC cap. Limited availability is the only real downside.
RecommendedARW Home
Low service fees are attractive, but coverage caps are among the lowest in the industry and complaint patterns are concerning.
Not RecommendedAnalysis
This comparison dives deep into both Old Republic Home Protection and ARW Home, evaluating coverage quality, pricing transparency, customer satisfaction metrics, and contract terms. Content for this section will be added with final editorial content.
Key factors to consider include HVAC coverage caps (critical for homeowners in hot or cold climates), service fee structures, complaint patterns with the BBB, and the fine print around pre-existing conditions and code upgrades.
We analyze real contract language, not marketing copy, to give you the clearest possible picture of what each company actually delivers when you file a claim.