Terms of Service

Last updated: October 13, 2026


Using This Site

By using HomeWarranties101 you agree to these terms. If you do not agree, please do not use the site. The site is provided for your personal, non-commercial use.

Information Only, Not Advice

Our reviews, scores, guides and tools are general information to help you compare home warranties. They are not legal, financial, insurance or tax advice, and they are not a quote or an offer of coverage. Scores come from the formula on our methodology page and the ratings we have recorded, and verdicts are editorial opinions. Your situation may differ, so confirm anything that matters with the company, your state insurance regulator or a qualified professional.

Accuracy and Changes

Prices, coverage limits, service fees, availability and contract terms change often, and companies set them, not us. We work to keep the site accurate, but it may contain errors or be out of date. Always read the contract you are offered and verify current terms directly with the company before you buy. If you find an error, please tell us through the contact page.

Partner Links and Compensation

Some links on this site are partner (affiliate) links, labeled as such and marked rel="sponsored". We may earn a commission if you buy through them. You pay the same price. How this works is explained on How This Site Makes Money. Any agreement you make with a company is between you and that company, not us.

Acceptable Use

You agree not to:

  • Use the site in a way that is unlawful or that interferes with its operation or security
  • Copy or republish our reviews, scores, tables or guides in bulk, or present them as your own
  • Use automated tools to scrape the site at a rate that burdens it

You may quote short excerpts with a clear credit and a link back to the page.

Ownership

The text, scoring model, tables and design of this site belong to HomeWarranties101 unless noted. Company names, logos and trademarks belong to their owners and appear for identification only. Naming a company does not imply that it endorses us.

Third-Party Sites

We link to company websites, regulators and news sources. We do not control them, are not responsible for their content or practices, and a link is not an endorsement.

No Warranty

The site is provided "as is" and "as available". To the fullest extent the law allows, we make no promises that it will be accurate, complete, current, uninterrupted or fit for a particular purpose.

Limitation of Liability

To the fullest extent the law allows, HomeWarranties101 and the people who run it are not liable for any indirect, incidental or consequential loss, or for any decision you make or contract you sign based on what you read here. Nothing in these terms limits liability that cannot be limited by law.

Changes to These Terms

We may update these terms. The date at the top shows the latest version, and continuing to use the site after a change means you accept it.

Privacy and Contact

See our Privacy Policy for how data is handled, and the contact page for questions about these terms.