Does a Home Warranty Cover Improper Installation?
Quick Answer
This section provides a concise answer to whether home warranties cover this item. Most standard home warranty plans include coverage for major home systems and built-in appliances, but specific coverage varies by provider and plan level.
Coverage by Company
| Company | Coverage | Service Fee |
|---|---|---|
| HomeServe | Yes, with Premium Plan | $75-$100 |
| American Home Shield | Yes, standard coverage | $60-$90 |
| Choice Home Warranty | Yes, with add-on | $50-$75 |
| First American | Limited coverage | $70-$85 |
What's Typically Included
- • Coverage for repair or replacement of the item when it breaks down from normal wear and tear
- • 24/7 customer service and claims processing
- • Access to network of pre-vetted contractors and technicians
- • No deductible in some plans, or fixed service call fees
What's Excluded
- • Pre-existing conditions or damage known before the contract starts
- • Improper installation or maintenance issues
- • Cosmetic damage or minor wear and tear
- • Damage from misuse, abuse, or negligence
Frequently Asked Questions
Is there an additional cost for this coverage?
Most providers include this in standard plans, though some require add-ons.
What if my item has pre-existing issues?
Home warranties typically don't cover pre-existing conditions. An inspection before purchase helps document the condition.
How long does the claim process take?
Most providers dispatch a contractor within 24-48 hours of claim approval.
Can I choose my own contractor?
Most plans require use of their network contractors to maintain warranty coverage.