Home Warranty Companies in Indiana 2026
State-specific information and top-rated home warranty providers serving Indiana.
State Snapshot
Available Providers
14+
Major warranty companies operating in Indiana
Average Monthly Cost
$40-$60
Typical price range for basic coverage
Key Coverage
HVAC, Appliances
Most common coverage options
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Top 3 Picks for Indiana
1. AFC Home Club
The only major provider with no stated HVAC cap. Highest Trustpilot score in the industry. A genuine standout.
2. First American Home Warranty
Strong financial backing, honest pricing, and relatively low complaint volume make this a solid pick where available.
3. American Home Shield
Best for older homes needing maximum HVAC protection, but renewal prices and claim denial patterns are serious red flags.
Available Companies
AFC Home Club
Price: $40 - $67/mo
Rating: 8/10
First American Home Warranty
Price: $36 - $54/mo
Rating: 7.8/10
American Home Shield
Price: $29.99 - $79.99/mo
Rating: 7.2/10
Liberty Home Guard
Price: $49.99 - $69.99/mo
Rating: 7/10
2-10 Home Buyers Warranty
Price: $28 - $65/mo
Rating: 7/10
Armadillo Home Warranty
Price: $35 - $60/mo
Rating: 6.8/10
Choice Home Warranty
Price: $46 - $55/mo
Rating: 6.5/10
HomeServe USA
Price: $6.99 - $49.99/mo
Rating: 6.5/10
HSA Home Warranty
Price: $32 - $55/mo
Rating: 6.2/10
Cinch Home Services
Price: $30.99 - $62.99/mo
Rating: 6/10
Home Warranty of America
Price: $34 - $58/mo
Rating: 5.9/10
Select Home Warranty
Price: $42 - $56/mo
Rating: 5.8/10
ARW Home
Price: $39.99 - $64.99/mo
Rating: 5.5/10
ServicePlus Home Warranty
Price: $41.67 - $54.17/mo
Rating: 4.5/10
Regulatory Notes for Indiana
Home warranty plans are regulated at the state level in Indiana. Providers must comply with state-specific insurance regulations and consumer protection laws.
- All plans must clearly disclose coverage exclusions and limitations
- Service fees and deductibles must be stated upfront
- Providers are subject to Indiana Department of Insurance oversight
- Consider filing complaints with the state if you experience service issues